It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes. You are not obligated under the law to prove that you don’t owe or that it is paid.įederal law (FDCPA) requires them to send you a letter (US MAIL ONLY) postmarked within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt.
It is incumbent upon them under the law to prove that the debt exists and that you owe it, and that they have the legal right to collect it. of Commerce has 97 felons registered as working there stealing from the dead. LinkedIn pages for some of the felons that work there:īusiness Location Address 200 RAPIDS BLVD. LinkedIn page brags about how they try to steal the gold out of dead people’s teeth: īBB gives them an accredited A+ rating with complaints and 13 negative reviews (BBB removed 24 complaints so that they could up the rating from an A to an A+, probably cost these crooks money for that boost). Story on how the scum that work at this criminal enterprise try to steal from the dead: Number threads associated with these crooks: Use these web sites to find an attorney in your state that will probably take the case on a contingency basis (no money out of your pocket up front): Įverything else you need to know follows including at least two agencies where you should report their criminal activities. If everyone did these three things, these crooks would be bankrupt and we would all be the richer for it. Then you need to go out and get a consumer lawyer to sue them on a contingency basis (no money out of your pocket) and let them pay you for the harassment. You also need to report them to the proper agencies to which I have provided links to. Make a notation of that fact at the bottom of the letter. Also send it first class mail in case no one will sign for it. You need to send them a certified, return receipt debt validation (by law they have to go back to the original creditor to prove you owe the debt), cease and desist calling, or "not me" letter (this will be the best money that you have ever invested). And the best part is that you can make them pay you! If there IS an estate, make sure that all communications are directed to the executor or administrator.Įasily solved. even though you are not legally responsible, make sure they send you a debt validation letter by US mail. Ignore and block any calls received from this group. They sometimes use deception to make a person think he or she IS responsible. Sad to say, this group is quite successful financially. This of course, requires an actual probate proceeding.īut this company doesn't care about legal niceties, they continually try to contact relatives of the deceased in an attempt to somehow (psychologically ) strong-arm the relative to pay the debts of the deceased even though the relative is not liable. And that's only if there are enough assets in the estate to pay them. In my opinion this is just a legalized debt scam.įact is, depending on the state where the deceased died, payment of the deceased's debts is the duty of an executor or administrator. This company specializes in getting ahold of anyone they think might have some interest (or not) in the estate of a deceased person, in an attempt to collect a debt the deceased might have owed. While what they do is legal, but it is extremely unethical if you ask me.Ģ00 Rapids Blvd NW Ste 200, Rapids, MN Accredited Business Seal BBB® A- Rating Never agree to give them any money, no matter how much you feel like it would be the best thing to do. Again, ignore and block ANY calls from this "Ascension Point Recovery Services".
Do not answer any questions put to you by this group. Death certificates are usually not public records depending on where you live. Probate proceedings are public information in most states. If they are looking for a decedent's relatives, they can find it on their own. If they call you simply ignore and block the call.
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